First - welcome today to blwebby who joined our blog yesterday. Howdy!
Tuesday, Wednesday and Thursday our NOMADS group worked at a project of Hinton Rural Life Center. Wesley Meadows is a community of homes being built by volunteers and the future home owners. It is on the order of Habitat for Humanity but with a stricter set of guidelines for qualification.
Applicants need to have one solid year of current continuous employment. They must meet a set credit score. They must be able to show they can make the mortgage payments. The current group of future homeowners consist of 6 families. Each family must provdie 14 hours of labor each week. No one can move into their home until every house is completed. Then they all move in the sameday. Currently one house is move in ready and another is just getting the foundation poured, the rest are in various stages in between. Hinton feels this program not only builds houses but a community as well.
The houses are energy efficient. Homeowners are guaranteed a payment for one year of no more that $28.00 a month for heating or air conditioning. The homeowners can receive interest rates as low as 1%, depending on their income and credit score. In addition, there is built into the contract a clause of up to 24 months grace period should they lose their job or become disabled before they face losing their homes.
Partically completed houses we are now working on.
And now our favorite time of the workday..... except, of course, quitting time.
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